Mortgage Protection

safeguarding your most important investment

No Health Exam Required

FIXED PAYMENT RATES

Cash Back Option / Pay house off early

COVERAGE FOR MAJOR ILLNESSES

I’M Franklyn Rosario

Licensed Broker & Senior Field Underwriter

It's not about how much life insurance you need. It's about how much life insurance your family or loved ones need when you're not here.

I’M Franklyn Rosario

Licensed Broker & Senior Field Underwriter

It's not about how much life insurance you need. It's about how much life insurance your family or loved ones need when you're not here.

Let's Talk

Check out rates from leading insurance companies in the country.

Understanding Mortgage Protection

Mortgage protection insurance acts as a safety net, settling your mortgage in the event of your passing. The policy's death benefit aids beneficiaries in paying off the mortgage amount.

Understanding Mortgage Protection

Financial Security for Loved Ones

If the policyholder dies, the death benefit can be used to clear the mortgage, ensuring your family isn't burdened with debt.

Protect Your Home Investment

A home is often one's biggest investment. This insurance ensures that your loved ones keeps your home even in your absence.

Peace of Mind

Getting mortgage protection insurance can give peace of mind, knowing your family won't struggle with mortgage payments after you pass.

Budget-Friendly

Specifically designed for mortgage coverage, making it a cost-effective choice.

Policy Clauses

Familiarize yourself with the policy's terms, including any potential exclusions.

Get A Personalized Quote For Mortgage Protection

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Benefits of Working with

Franklyn Rosario

Unlike some insurance advisors who are limited in their offerings, Franklyn partners with multiple insurance companies to provide you with an array of options. Whether you're looking to cover funeral expenses, secure your home loan, or plan for retirement, consider Franklyn your comprehensive one-stop shop for all your insurance requirements.

LEARN ABOUT Franklyn Rosario

Wide Product Range

Some insurance providers will only have access to a limited number of insurance carriers. Franklyn works with a broad range of insurance companies, offering you a variety of options. From funeral costs to home loan protection and retirement planning, consider it a one-stop shop for all your insurance needs.

Diverse Expertise

Franklyn is well-versed in all types of life insurance. With a wealth of options at your disposal, Franklyn will guide you to find the insurance policy that best fits your unique requirements.

Deep Knowledge

With extensive experience in the field, Franklyn knows the intricacies of life insurance policies inside and out. Trust in Franklyn to help you discover the ideal match for your insurance needs.

Hassle-Free Experience

Navigating the world of life insurance can be complex, but not with Franklyn on your side. Offering a hassle-free experience, Franklyn simplifies your search by comparing multiple policies and clearly explaining their terms.

Customized Service

Franklyn believes in offering personalized solutions tailored to your specific goals and needs. Through a deep understanding of your overall situation, budget, and future aspirations, Franklyn partners with you to select a policy that both protects and empowers.

Understand The Difference Between MPI, PMI and MIP

Mortgage protection insurance (MPI) can easily be confused with another abbreviation, PMI, or private mortgage insurance. While the letters and terms for these insurance products are almost identical, they are distinctly different. Mortgage Protection Insurance (MIP) protects you and your beneficiary. While PMI protects the lender that loaned you your mortgage, and is required on conventional loans when the borrower puts less than 20 percent down as well as FHA Loans, regardless of the down payment.

To make all of this even more confusing, there is yet another acronym, MIP, which stands for mortgage insurance premium and applies to FHA loans. Like PMI, MIP protects the lender, not the borrower. However, unlike PMI, MIP cannot be removed on an FHA loan regardless of the downpayment. Here is a recap: